The risk intelligence layer for banks.
Connect enterprise data, regulatory knowledge, and institutional policies to continuously monitor risk appetite, detect emerging risks, and support faster decisions.
Prudence gives risk teams five things in one place: connected data, live dashboards, alerts, institutional knowledge, and an analyst terminal.
Enterprise Risk Overview
Risk position across all domains with appetite utilization
Last refresh
12s • 6 metrics updated
CAR
NPL Ratio
LCR
FX Exposure
NPL Trend
Monthly credit quality movement
Risk Appetite Utilization
Works with
From risk appetite to risk decisions.
The core operating model traces a direct line from institutional risk appetite through live monitoring to investigation and decision.
01
Connect data
Internal bank systems, regulatory feeds, credit bureaus, and market data flow into a shared data layer.
02
Map to risk model
Prudence builds a common semantic layer around exposures. The same facility appears across credit, market, liquidity, and capital risk.
03
Monitor against appetite
Risk Appetite Statements become first-class objects. Prudence evaluates KRIs continuously and tracks utilization against approved limits.
04
Detect and alert
Rule-based, statistical, and agentic alerts surface emerging risks. Prudence connects weak signals across domains that individual dashboards would miss.
05
Investigate and decide
Each alert opens an investigation workspace with pre-loaded exposure data, policy context, and an analyst terminal for deeper analysis.
One workspace. Every risk domain.
Each risk domain behaves like an installable Prudence module. Start with credit risk, then extend across the full risk landscape without switching tools.
Modules
Installable risk modules with domain-specific dashboards and metrics
Credit Risk
Portfolio overview, delinquency, PD migration, ECL, concentration, vintage curves, and sector exposure.
Liquidity Risk
LCR, NSFR, maturity ladder, deposit concentration, funding gaps, and survival horizon scenarios.
Market Risk
FX exposure, interest-rate sensitivity, VaR, treasury portfolio, yield curve movements, and limit utilization.
Capital & Stress
CAR, RWA, leverage ratio, capital buffers, ICAAP scenarios, and multi-variable stress testing.
Operational & Fraud
Incidents, loss events, control failures, fraud patterns, recurring root causes, and control effectiveness.
Environmental Risk
Sector-level environmental exposure, climate-sensitive portfolios, and geographic risk concentration.
Skills
Analytical capabilities built into the workspace
Why it matters
Skills help Prudence analyze risk data the way experienced risk analysts do. Modules keep that analysis grounded in regulatory and institutional context.
The analyst workspace is the product.
Dashboards, data, alerts, knowledge, and the analyst terminal live in one environment. The risk dashboard is the primary artifact. The terminal is how the analyst changes it.
Enterprise Risk Overview
Risk position across all domains with appetite utilization
Last refresh
12s • 6 metrics updated
CAR
NPL Ratio
LCR
FX Exposure
NPL Trend
Monthly credit quality movement
Risk Appetite Utilization
Risk Dashboard
Enterprise risk overview with appetite utilization, KRI status, and AI-generated risk summaries.
Analyst Terminal
Natural language, SQL, and Python analysis with full execution traceability.
Knowledge Base
Policies, regulations, model documentation, and institutional procedures in one searchable layer.
Alerts & Investigations
Active risk signals, investigation workflows, and decision-support context pre-loaded from the risk model.
Data Lineage
Every metric exposes its formula, source systems, transformations, and calculation time.
Why Prudence.
The difference is a common risk semantic layer. Without it, the product is a collection of dashboards and a chatbot. With it, Prudence becomes a coherent risk operating system.
Traditional
Fragmented risk reporting
Prudence
Continuous risk intelligence
Built for regulated environments.
Prudence is designed for institutions that need deployment control, data lineage, and regulatory traceability as much as analytical speed.
Cloud
Move quickly with a managed deployment path.
On-prem
Run close to regulated data and internal infrastructure.
Portability
Architecture designed for regulatory environments.
Deploy on GCP first, move on-prem later. Data lineage, regulatory traceability, and infrastructure control remain under your organization the whole way.
Final CTA
Turn fragmented risk data into continuous intelligence.
Start with one risk domain. Prudence builds the workspace, connects the data, and gives your team an analyst that keeps learning.
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